Aerial view of forested land in the Mat-Su Valley
Land & acreage

Buying land in Alaska

Raw land can be a great buy or an expensive surprise. Here is what to check before you make an offer.

Photo: DaxMedia, Wasilla
Checklist

Six things to check on any lot

Every parcel is different. These are the questions we work through with land buyers, with links to the agencies that have the real answers:

1. Water (well)

Most rural lots need a private well. Ask neighbors and drillers about typical depths, and get the water tested.

ADEC Drinking Water

2. Septic & perc

Alaska DEC regulates septic systems. An engineer may need to evaluate the soils and run a perc test. Borough code requires 100 ft from wells and water.

ADEC septic · MSB 8.25

3. Legal access

Is there a recorded easement or right-of-way? Is the road public, in a Road Service Area, or private?

MSB Road Service Areas

4. Easements & title

Read the title commitment and the recorded plat for utility, access and section-line easements.

Alaska Recorder's Office

5. Survey & flood

Find the corners, confirm the acreage and check FEMA flood maps. Building in a flood hazard area needs a Borough permit.

FEMA flood maps · MSB floodplain permit

6. Power & gas

How far is the nearest line? MEA may require a line extension, with design, easements and payment, before it can serve a lot. ENSTAR gas may need a main extension.

MEA · ENSTAR extensions

Water & septic

Wells, septic and perc tests

Under Alaska DEC rules, a registered engineer, a certified installer or an approved homeowner can install a septic system. Soils within 25 ft of the absorption field must be classified, either with a lab sieve analysis or an engineer's evaluation, which may include a perc test. Since October 2023, a 24-hour notice is required before many systems go in, and documentation plus photos are due within 90 days.

In the Mat-Su, Borough code bans cesspools, sets a 1,000-gallon minimum tank for 1–4 bedrooms (plus 250 gallons for each extra bedroom), and keeps septic 100 ft from wells and water bodies.

Sources: ADEC: installing a septic system · ADEC: Documentation of Construction · MSB Code 8.25

Access

Roads, driveways & easements

The Mat-Su Borough doesn't have areawide road powers. Roads are maintained through 16 Road Service Areas, and a new road has to meet the Subdivision Construction Manual before the Borough will take it over. A new driveway onto a Borough road needs a permit before you build.

Sources: MSB: Road upgrade options · MSB encroachment/driveway permit

Power

Power & utilities

If there's no power next to the lot, MEA's process can include engineering, easements and permits, design, an agreement and payment before construction. ENSTAR natural gas is available only where there's a distribution main, and a main extension may be possible. Get these answers in writing before you close.

Sources: Matanuska Electric Association · ENSTAR main extensions

Financing

Paying for land

Land loans often work differently from home loans, and terms vary by lender and property. Some buyers use construction or lot loans, some pay cash, and some use seller financing. Talk with a lender early, before you're under contract.

This page is general information, not legal, financial or engineering advice. Confirm everything with the agencies linked here and your own professionals.

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